Nicholas Chow — Senior Software Engineer

Summary

Senior full-stack software engineer with 8+ years of experience building enterprise Java/Spring Boot systems across financial services, ratings, banking, and IoT platforms. Strong backend focus with hands-on frontend experience in React, Angular, and Vue. Experienced in modernizing analyst and financial-planning workflows, designing APIs and microservices, improving system reliability, and working across distributed, cloud-native environments. Known for ownership, pragmatic technical trade-offs, and driving delivery across backend, frontend, and platform boundaries.

Skills

Backend: Java, Spring Boot, REST APIs, Microservices, API Design, Distributed Systems, Go
Frontend: React, TypeScript, Angular, Vue
Data & Messaging: PostgreSQL, Oracle DB, MariaDB, MySQL, Redis, Kafka
Cloud & Delivery: AWS, Pivotal Cloud Foundry, GCP App Engine, Jenkins, GitLab, Nexus IQ, Fortify, SonarQube

Experience

S&P Global, Ratings — Senior Software Engineer

Oct 2023 – Present

Singapore

Built and enhanced enterprise workflow applications used by ratings analysts, focusing on streamlining analyst productivity and modernizing internal platforms.
Delivered full-stack features across Java/Spring Boot services and React interfaces, integrating with PostgreSQL and Oracle-backed systems.
Assessed existing products and workflows to identify modernization opportunities, performance bottlenecks, and usability improvements.
Collaborated with product, business, and engineering stakeholders to translate complex analyst workflows into maintainable application features.
Improved code quality and delivery confidence through code reviews, debugging, refactoring, and pragmatic technical trade-off decisions.
Tech: Java, Spring Boot, React, Angular, PostgreSQL, Oracle DB.

DXC Technology — Senior Software Engineer

Sep 2023 – Oct 2023

Singapore

Government client engagement: developed backend APIs and improved documentation for existing interfaces with supplementary information (queue and batch-job frequencies, etc.).
Tech: Java, Spring, Oracle DB, Struts, Tomcat, Jenkins, NexusIQ, SonarQube.

DBS Bank / Optimum Solutions — Senior Software Engineer

Dec 2020 – Apr 2023

Singapore

Designed and delivered backend features for NAV Planner, DBS's financial-planning platform, supporting customer-facing financial-planning workflows.
Built and maintained services in a distributed, multi-instance, multi-region cloud-native environment on Pivotal Cloud Foundry.
Designed and implemented backend APIs with Java/Spring Boot, integrating with MariaDB, Redis, Kafka, and internal banking platforms.
Rewrote selected Java web microservices in Go using Gin, Viper, GORM, and Redis as part of service-modernization efforts.
Explored JWT-based API authentication with Auth0 and deployment patterns on GCP App Engine.
Tech: Java, Spring Boot, Go, MariaDB, Redis, Kafka, Pivotal Cloud Foundry, Jenkins, Nexus IQ, Fortify.

Wen Consulting — Software Engineer

Jan 2020 – Nov 2020

Singapore

Designed and implemented a backend system serving as the new master data for CKA & CAR (Customer Knowledge Assessment & Customer Account Review) for a major bank in Singapore — a prerequisite for providing financial advice.
Five Java/Spring Boot microservices supporting multiple downstream applications.
Tech: Spring, MariaDB, Kafka, Pivotal Cloud Foundry, Vue.js.

Robert Bosch (SEA) — Software Engineer

Jun 2017 – Jan 2020

Singapore

Full-stack web development to enable billing for the internal Bosch IoT cloud — invoice and report management for consumers and service owners.
Delivered Spring Boot apps to Pivotal Cloud Foundry with blue/green deployments.
Built a revenue dashboard aggregating totals across all Bosch IoT cloud services — a small Flask app deployed to PCF via the Python buildpack.
Tech: Spring, Angular, MySQL, Pivotal Cloud Foundry, Jenkins, GitLab, JFrog Artifactory.

Education

Singapore University of Social Sciences (SUSS)

Jan 2017 – Jun 2020

BSc in Information and Communication Technology

Singapore Polytechnic

2010 – 2013

Diploma in Biomedical Sciences

Projects

Homelab / Self-hosted Infrastructure

Operate a Docker-based homelab running media, monitoring, automation, and smart-home services. Experience with reverse proxies, Cloudflare Tunnel, Traefik, Grafana, Home Assistant, and Linux/macOS server administration.